Credit card guides
Confused by credit cards? We've got the answers you're looking for.
Where do I start?
These are the guides others find most helpful
Credit cards explained – everything you need to know
From the different types available, to how to find cards likely to say 'Yes'
- Managing credit cards
- What is section 75?
- How to use credit cards
- What are credit limits?
- How to apply for credit cards
- Switching credit cards
- Balance transfer credit cards
- Bad credit cards
- Purchase credit cards
- Rewards credit cards
- Money transfer credit cards
- Dual credit cards
- Unused credit cards
- What is APR?
- Credit card types explained
- Credit builder cards
- Travel credit cards
- Interest free credit cards
- Cashback credit cards
- Air Miles
- What is a balance transfer
- Credit cards for fair credit
- High-limit credit cards explained
Need a little more help? Take a look at our credit card FAQs
A typical credit card APR is around 23%-25%, but rates can vary hugely for different types of card, and for good or bad credit scores.
The lender will decide your credit limit by looking at various factors, such as your income and credit history.
It can pay to switch to a new card - but make sure things like direct debits on the old card are cancelled.
Applying for new credit can cause your score to drop slightly. This is normal and any impact will be temporary.
