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How do I get a mortgage?

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Am I eligible for a mortgage?

You may well be. The better your credit score, the more chance you have of being accepted for a mortgage, and at better rates.

When you search mortgages with Experian, we can help show you which lenders are more likely to accept you.

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Can I get a mortgage with bad credit?

It’s possible to get a mortgage with bad credit – but you may have to pay higher interest rates. Some lenders even offer mortgages designed especially for those with poor credit.

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How much can I borrow?

If you head over to our nifty mortgage borrowing calculator, you can see how much you could borrow in seconds.

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Want to know more before taking the next step? Explore our handy mortgage guides