Boosted score vs not boosted: what's the difference?
Boost takes more into account
Previously, regular payments like your monthly Council Tax bill had no influence on your Experian Credit Score. Boost changes that.
By sharing payments like this, and showing how you manage your money, you could boost your credit score by up to 101 points. It’s the only way to instantly raise your free credit score anywhere in the UK.
The difference Boost makes
See the things that can impact your score – before & after Boost
- Not Boosted
- Boosted
- The amount you pay towards savings or investment accounts.Savings and Investments
- Instalments to your local council to pay your home’s Council Tax.Council Tax payments
- The total amount of incomings & outgoings of your current account.Account incomings & outgoings
- Your payments for streaming services, such as Netflix or Spotify.Digital entertainment payments
- All credit applications you have made in the last 12 months.Credit applications
- What percentage of your available credit you actually use.Credit usage
- People you share a joint bank account, mortgage or loan with.Financial associations
- Your name and address currently registered on the electoral roll.Electoral roll data
- Records of your late payments and defaulted accounts in the last six years.Late payments & defaults
- Any CCJs you’ve had registered against you in the last six years.County court judgements
How to get started
To see if you could get a Boost, simply sign up for a free Experian Account and follow 3 easy steps:
Securely connect your current account – don’t worry, we don’t store your bank login details
We’ll scan for anything Boost-worthy, such as paying certain bills regularly or making deposits to savings accounts
We'll quickly calculate if we can give your credit score a boost, and apply it instantly
