Loan guides
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Loans explained - everything you need to know
From the different types available, to how to find lenders likely to say 'Yes'
Need a little more help? Take a look at our loan FAQs
Secured loans are tied to an asset you own (usually your home). This means the lender can sell it to get their money back if you don’t keep up with repayments.
Yes, you can pay off a loan early – but you’ll normally be charged a fee (usually around one to two months’ interest). Your lender will tell you the total amount you need to pay.
You may still be able to get a loan if you have poor or no credit history, with a ‘bad credit’ loan. These loans usually have higher interest rates and lower borrowing limits.
There are several types of loan – such as personal loans, secured loans, and guarantor loans. They all have their own risks and benefits, so it’s important you understand which type suits you before you apply.
